Costs

Coursework programs: Costs

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On this page: Payment options; Payment options - Family Work SkillsCourse expenses; Tax benefits; Financial support


Payment options

Full fee paying and Commonwealth Supported Places

Our postgraduate coursework programs offer full-fee paying places, where students pay the full cost of the course and in some cases, Commonwealth Supported places (CSP)*, where the Government contributes to the cost of course subjects.

Paying upfront or deferring payment

From January 2016, New Zealand citizens with Special Category Visas may apply for HECS-HELP. For eligibility and further information, click here.

Australian Citizens or Permanent Residents with a Humanitarian Visa# or a New Zealand Special Category Visa Holder may either:

  • pay the full amount, upfront, each semester;or
  • defer payment via the FEE-HELP or HECS-HELP loan scheme. ^

New Zealand Citizens# or Permanent Residents without a Humanitarian Visa# or approved International temporary non-student visa holders must:

  • pay the full amount, upfront, each semester

* If CSP places are available, they are allocated to eligible applicants based on a number of factors including merit and timely application.
^ If applicants have a sponsor to assist with course fees, and are offered a CSP/HECS place, then the savings will be passed on to the sponsor.
# Must be resident in Australia for the duration of the course.

Full-fee paying places – deferring payment

FEE-HELP is a loan offered by the government to eligible full-fee paying students to help pay part or all of their tuition fees. Eligible students can borrow up to the amount of the tuition fee being charged by their provider for each subject of study. However, over the student’s lifetime they can only borrow up to the FEE-HELP limit. In 2018, the FEE‑HELP limit is $102,392 for most students.

There are no loan fees charged on FEE-HELP loans. However, the debt is indexed each year to reflect changes in the Consumer Price Index to maintain its real value.

Once your income reaches the compulsory repayment threshold, you will have to start repaying your HELP debt through the taxation system, even if you are still studying. This compulsory repayment threshold is adjusted on a yearly basis. Each year, you will be required to repay a certain percentage of your income. This percentage is based on a sliding scale. It increases as your income increases, so the more you earn, the higher your repayment will be. Or you can make a voluntary repayment to the ATO at any time and for any amount.

The 2018—19 Federal Budget contains a number of measures that affect Higher Education students. One of these measures affects the previously proposed combined HELP loan limit, which (subject to the passage of legislation) will introduce a limit on the amount of HECS-HELP, FEE-HELP and VET Student Loans a student may borrow. If the legislation passes, the combined HELP loan limit will be made a renewable limit, meaning that students will be able to re-borrow if they make repayments towards their HELP debts from the 2019—20 income year onwards.

You will receive advice about how to apply for a FEE-HELP loan at the time of enrolment. 

In the interim, for further information about FEE-HELP, HECS/CSP, and HECS-HELP visit www.studyassist.gov.au.

Commonwealth Supported Places (CSP) - deferring payment

Students who are offered CSP are usually required to pay a student contribution. HECS-HELP loans are available to eligible students enrolled in Commonwealth Supported Places. A HECS-HELP loan will cover all or part of the student contribution amount.

There are no loan fees charged on HECS-HELP loans. However, the debt is indexed each year to reflect changes in the Consumer Price Index to maintain its real value.

You have to start repaying your HELP debt through the taxation system once your repayment income is above the compulsory repayment threshold, even if you are still studying. The compulsory repayment threshold is adjusted each year.

The amount you repay each year is a percentage of your repayment income. The percentage increases as your income increases, so the more you earn, the higher your repayment will be. Or you can make a voluntary repayment to the ATO at any time and for any amount.

Eligible students requesting HECS-HELP assistance must read the HECS-HELP information, complete  and submit the appropriate form online when enrolling.

For further information about FEE-HELP, HECS/CSP, HECS-HELP and Student Learning Entitlements visit www.studyassist.gov.au.


Payment options - Family works skills (FTH4FWS)

Students enrolled in the Graduate Certificate in Family Therapy or Year 1 of the Master of Clinical Family Therapy MUST pay the full cost of Family Work Skills (FTH4FWS) upfront to The Bouverie Centre by the end of Jan. There is NO option to defer payment for this particular subject via a FEE-HELP or a HECS-HELP loan. 

Once you have successfully completed an assessed version of The Bouverie Centre's Family Work Skills workshop, you will receive 15 credit points advanced standing/credit toward your course. 


Course expenses

Tuition fees in 2019

Tuition fees for a full-fee paying place in one of our coursework degrees if paid upfront:

  • $8,220 for the Graduate Certificate of Family Therapy (60 credit points; 1 year)
  • $32,100 for the Master of Clinical Family Therapy (180 credit points; 3 years)

Other fees

Articles

A recovery fee ranging from $80 – $125 for the provision of a folder of photocopied articles which is payable upon commencement of each year of study.

Prescribed text/s

In Levels 2 and 3 of the Master of Clinical Family Therapy, students will need to acquire two text books which retail for approximately $150 in total: 

  • Rhodes, P, & Wallis, A. 2011, A practical guide to family therapy: Structured guidelines and key skills. IP Communications: Melbourne.
  • Gehart, D.R. 2015, Theory and Treatment Planning in Family Therapy: A competency-based approach. Cengage Learning: Florence.

These can be purchased from the co-op bookshop www.coop.com.au/bookshop.

Introduction to Family Therapy Workshop

Graduate Certificate in Family Therapy and Master of Clinical Family Therapy applicants are strongly encouraged to attend this professional development workshop at the Bouverie Centre. The course fee for 2019 is $735. Apply online at http://bouverie.org.au/courses/pd.


Tax benefits

If your employment is related to your field of study, you may be entitled to a tax deduction on your expenses. You should consult a financial advisor to assess your situation. Information can be found at:

https://www.ato.gov.au/Individuals/Income-and-deductions/In-detail/Education-and-study/


Financial support

La Trobe University offers three different types of financial support: student loans, emergency aid and student grants. For further information, including how to apply visit: http://www.latrobe.edu.au/students/fees-and-money/assistance/loans

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